Titles are legal pieces of paper giving you ownership of your mobile home and that is why it is important to have them in your name and in a safe place.    A mobile home title will look just like a car title (see image below).  Surprisingly a mobile home is considered a motor vehicle in all states. The title is always in a specific color per state if you have one that isn’t colored you might just have a photo copy of your title.  If you can’t find your title your best place to start, other then where you keep personal files in your home is your local Bureau of Motor Vehicle.  If you have a loan on your mobile home your title will probably state your banks name under lien holder on the title.  In some states the bank will hold your title until you have paid the loan off in full so you won’t have the original title the bank will.

 

 Mobile home titles tell you the make, model, year and serial number of your mobile home.  They also will show the owner of the mobile home as recognized by the state in which the mobile home resides.

If you have a loan on your mobile home your title will probably state your banks name under lien holder on the title.  In some states the bank will hold your title until you have paid the loan off in full so you won’t have the original title the bank will.

Mobile home titles tell you the make, model, year and serial number of your mobile home.  They also will show the owner of the mobile home as recognized by the state in which the mobile home resides.

Many people are surprised to learn that their mobile home title doesn’t tell the length and width of their mobile home.  Measuring a mobile home is easy especially if you have a 100 ft tape which you can get at your local hardware stores.

If you have a property deed and it mentions the mobile home on it there may be no title to the mobile home.  A deed looks just like a regular piece of paper it will mention the owners name at the top, the address to the property and also give a legal description of the property (see image below). If you have a loan against the home and land a bank will require that you dispose or abolish the title to the mobile home land so that they can finance the home like a regular stick built home. There are ways to get a title reinstated, in most states, but it can be a process.

 

A singlewide mobile home will typically just have one title but if you have a doublewide there may be two titles: one for each side of the home.  Triplewides will sometimes have three titles in specific states as well. Again it is important to refer to your local Bureau of Motor Vehicles for the most up to date information.

In the state of Texas many times you are not given a title to a mobile home. TX has its own database known as the ​Texas Department of Housing and Community Affairs that you can search.  Titles in this state are commonly referred to as SOL’s. ​​