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From Mobile Home to Dream Home
Your personal savings roadmap. See exactly how much you need, how long it'll take, and what to do next.
← Back to Debt Payoff Calculator
Your Progress Toward Your New Home
$1,200
saved of $9,750 needed
12.3% there · $8,550 to go
$300
Monthly Savings Goal
$1,270
Monthly Leftover
$5,250
Down Payment Needed
2y 5mo
Time to Goal
Monthly Take-Home Income
My monthly income after taxes
$
Monthly Expenses
🏠Lot Rent / Mobile Home Payment
$
💡Utilities
$
🛒Groceries & Food
$
🚗Transportation
$
🛡️Insurance
$
📱Phone / Internet
$
💳Debt Payments
$
📦Other Expenses
$
Total Income$3,200
Total Expenses− $1,930
Monthly Leftover$1,270
Set Your Home Goal
🏠 Target Home Price$
💰 Money Already Saved$
📅 Monthly Savings Goal$
📋 What You Actually Need
Down Payment (3.5%)$5,250
Closing Costs (~3%)$4,500
Total Target$9,750
2 years 5 months
at your current savings rate
Where Is Your Credit Score?
What This Means For You
You may qualify for FHA loans with just 3.5% down. Keep making on-time payments and reducing balances — your score will rise automatically.
Your Down Payment Requirement
$5,250
3.5% of $150,000 home price
🏠 Looking for an Affordable Home?
Browse our inventory of used and repossessed mobile homes available to be moved — often a fraction of the cost of new. A great stepping stone toward building equity. View Available Homes →